CONSENT TO ELECTRONIC COMMUNICATIONS:
You must consent to transact business with Waterfront Marketing Services, LTD d/b/a
Bayside Loans through electronic communications in order for us to process your
loan request. The following terms and conditions govern electronic communications
in connection with your loan request, Loan Agreement (if approved) and any communications
regarding your account with us (the "Consent").
By electronically signing this Consent, you are confirming that you have agreed
to the terms and conditions of the Consent and that you have downloaded or printed
a copy of this Consent for your records.
You agree that:
Any disclosure, notice, record or other type of information that is provided to
you in connection with your transaction with us, including but not limited to, the
Loan Agreement, this Consent, the Truth in Lending disclosures set forth in the
Loan Agreement, change-in-term notices, fee and transaction information, statements,
delayed disbursement letters, notices of adverse action, and transaction information
(collectively, "Communications"), may be sent to you electronically by posting the
information at our web site, www.baysideloans.com, or by sending it to you by e-mail
from us or any vendor/servicer contracted through us at any time.
We will not be obligated to provide any Communication to you in paper form unless
you specifically request us to do so.
You may obtain a copy of any Communication by contacting us at email@example.com
or by calling us at 1-888-778-1081. You also can withdraw your consent to ongoing
electronic communications in the same manner, and ask that they be sent to you in
paper or non-electronic form. We will provide you with paper copies at no charge.
You agree to provide us with your current e-mail address for notices, which until
notified otherwise we assume is the email address indicated above. If your e-mail
address, telephone number(s), or residence address changes, you must send us a notice
of the new address/telephone number(s) by sending us an e-mail, using secure messaging,
at least five (5) days before the change.
In order to receive electronic communications in connection with this transaction,
you will need a working connection to the Internet. Your browser must support the
Secure Sockets Layer (SSL) protocol. SSL provides a secure channel to send and receive
data over the Internet through HS encryption capabilities. Netscape 4.7+ and above
and Microsoft Internet Explorer 5.01+ and above support this feature. You will also
need a printer connected to your computer to print disclosures/notices. We do not
provide ISP services. You must have your own Internet Service Provider.
We may amend (add to, delete or change) the terms of this Consent by providing you
with advance notice.
You agree that you are able to view and/or electronically store the information
presented at this website. You also agree to print and retain a copy of this Consent
for your records.
You are free to withdraw your Consent at any time and at no charge. If at any time
you wish to withdraw your Consent, you can send us your written request by mail
to Waterfront Marketing Services, LTD d/b/a Bayside Loans, Apartado Postal 19, Plaza
Colonial Escazu, San Jose, Costa Rica with the details of such request. If you decide
to withdraw your Consent, the legal effectiveness, validity, and enforceability
of prior electronic Disclosures will not be affected.
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